Making Home Loans Simple, Clear &
Stress-Free

Independent mortgage advice that puts your goals first.
We compare multiple lenders, explain your options clearly, and support you from application through to settlement.

Start My ApplicationTry Our Calaculator
★★★★★
5.0 Google Reviews
🏦 20+ 
NZ Lenders
💰
No Broker Fee
🚖
Mobile Adviser

Your Mortgage, Your Place

We make getting a home loan easy by coming to you, whether you’re in Tauranga, Papamoa, Mount Maunganui, Rotorua, or anywhere in the Bay of Plenty. As your mobile mortgage advisor, we bring expert home loan advice, tailored solutions, and stress-free service right to your doorstep, saving you time and hassle.

Access Wide Range of Lenders

From first home buyers to property investors, we provide expert advice 

and personalized service every step of the way. 

We understand that securing the right mortgage is crucial for your financial future. 

Our mission is to help you achieve financial freedom and build wealth

for retirement by taking the hassle out of getting a mortgage

First Home Buyer? 5% Deposit

The First Home Loan program helps eligible buyers purchase with just 5% deposit and 4.29% interest rate. Backed by Kāinga Ora and offered through selected lenders..

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Close-up of a couple holding keys, symbolizing homeownership and investment.
Inviting modern rustic living room featuring armchairs, an ottoman, and a stylish bookshelf.

Refinance & Get Up to 1% Cash Back

Switch your mortgage and receive up to 1% of your loan amount as cash back (terms apply). Plus, enjoy potential interest savings and better loan features.

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Our Services

Simplifying the Mortgage

At EasyMortgage, we’re here to make your mortgage journey simple, stress-free, and tailored to your unique needs. Whether you’re buying your first home, refinancing an existing loan, or investing in property, our team of experienced mortgage brokers is dedicated to finding the best solution for you. Whether you’re in Tauranga, Rotorua, or anywhere in the Bay of Plenty, our team is available for both in-person meetings, and convenient Zoom consultations nation-wide

First Home Buyers

Expert guidance for first-time buyers in Tauranga and Bay of Plenty. We help secure competitive rates, navigate KiwiSaver withdrawals, and access first home buyer grants to make homeownership achievable.

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Next Home Buyers

Seamless transitions for your next property purchase. Whether upsizing, downsizing, or relocating within New Zealand, we manage the complexities of bridging finance and settlement coordination.

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Refinance Home Loans

Refinancing your home loan could save you thousands in interest, reduce repayments, or help you access cash for renovations, debt consolidation, or investments


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Investment Properties

Build wealth through property investment with specialized lending solutions. We help structure investment loans for rental properties, commercial real estate, and portfolio expansion.

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Construction Home Loans

Finance your dream home build with flexible construction loans. Progressive drawdown options, competitive builder rates, and expert support throughout your construction journey.

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Business & Personal Loans

Access capital for business growth or personal goals. Competitive rates on business loans, personal loans, and asset finance with flexible repayment structures.

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Your personal, non-bank affiliated mortgage expert

Access to multiple banks & lenders in one place.       

Free service for most clients                                           

 

What Makes Us Different?

From application to approval, we simplify the mortgage process and support you at every stage, making finance easy, not stressful.

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Client Experiences

Support that makes the journey feel easier.

Home lending can feel complicated. These clients share what it was like to have someone explain the options and stay alongside them through the process.

“

We would not be in our own home at this stage of our lives if it wasn’t for you and your wealth of knowledge. We are very appreciative for all you have helped us with in our home-ownership journey.

CL

Carol & Len C.

★★★★★

“

We couldn’t be happier with the service. Communication was excellent, and he kept us informed every step. He explained things clearly, went above and beyond, and made the whole experience far less stressful.

AB

Ashleigh B.

★★★★★

“

Professional, knowledgeable, and incredibly supportive. They clearly explained every step and went above and beyond to secure the best deal. Highly recommend!

DI

Diana I.

★★★★★

“

Knowledgeable, friendly, and genuinely cares about his clients. Found me a better rate than my bank and helped me understand my options clearly. Highly recommend.

NK

Navjot K.

★★★★★

Client feedback supplied to EasyMortgage. Individual experiences and lending outcomes vary.

In Partnership with Profit 4 Purpose

EasyMortgage NZ is proud to partner with Profit 4 Purpose, an organisation helping Kiwi businesses give back to our community.
Together, we’re turning mortgages into meaningful impact, supporting local charities and social initiatives across New Zealand. Learn more about Profit 4 Purpose.

Mortgage Calculators

 Compare interest rates, calculate your monthly payments, interest costs, and amortization schedule with easy-to-use mortgage calculators.

Your repayment

—Monthly
Loan term
Add council rates and insurance

Enter your loan details and select Calculate.

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These results are estimates only and are not financial or lending advice. Confirm figures and eligibility with your lender or mortgage adviser.

Get a Smarter Mortgage Strategy

Our calculator is just the start! EasyMortgage NZ offers free expert advice to:
🔹 Negotiate better interest rates
🔹 Structure loans for maximum savings
🔹 Plan for early repayment

🔗 Take control of your mortgage and Contact Us

Buying your first home doesn’t have to be overwhelming.

Get in touch today for a free, no-obligation consultation and take the first step toward homeownership with confidence.