Why Consider Moving Now?
Changing Needs
As your family grows or circumstances change, your current home may no longer meet your requirements for space, location, or features.
Built-Up Equity
Your current property may have increased in value, giving you more purchasing power for your next home.
Better Rates
Current market conditions may allow you to secure more favorable terms than when you purchased your first home.
Location Upgrade
Move to a preferred neighborhood with better amenities, schools, or closer to work.
Maximizing Your Property Equity
Understanding Your Equity Position
When moving to your next home, your existing equity becomes a powerful tool. We'll help you calculate exactly how much equity you've built and how it can reduce the deposit needed for your next purchase.
Bridge Financing Options
If your ideal next home becomes available before your current property sells, we can arrange temporary financing solutions to secure your purchase.
Equity Calculator
While exact figures require professional assessment, you can estimate your available equity with this simple formula:
Current Market Value - Remaining Mortgage = Available Equity
Contact us for a precise calculation based on your property's current value.
Your Next Home Journey
Financial Assessment
We review your current mortgage, property value, and financial goals to determine your purchasing power and optimal strategy.
Property Strategy
Decide whether to sell first then buy, buy then sell, or explore simultaneous settlement options based on market conditions.
Loan Restructuring
We'll recommend whether to transfer, refinance, or establish a new loan to best suit your next property purchase.
Purchase Execution
From pre-approval to settlement, we'll guide you through financing your next home while managing your existing property.
Next Home Buyer Checklist
- Get a current valuation of your existing property
- Review your mortgage break costs (if fixed term remains)
- Calculate all transaction costs (agent fees, legal, moving)
- Obtain pre-approval before seriously looking
- Research target neighborhoods thoroughly
- Consider future needs (5-10 year horizon)
Ready to Move Up to Your Next Home?
Our mortgage specialists can help you navigate the transition from your current home to your dream property.
Email Us 027 438 4847